# Ledgity Finance

> Decentralized yield infrastructure protocol generating sustainable yield on stablecoins (EURC and USDC) through hybrid RWA and DeFi strategies.

> Note: The historical Ledgity crypto wealth mobile app has merged with Vancelian (Automata Group, France). Ledgity Finance now refers exclusively to the DeFi protocol and on-chain yield infrastructure.

## About
- [Home](https://ledgity.finance): Main platform interface
- [Invest](https://ledgity.finance/invest): Access yield products and deposit stablecoins
- [Staking](https://ledgity.finance/staking): Stake LDY tokens for governance and benefits
- [My Account](https://ledgity.finance/my-account): Manage deposits, withdrawals, and portfolio

## Protocol
- [Smart Contracts](https://github.com/LedgityLabs): Open-source protocol contracts
- [Security Audits](https://ledgity.finance): Hacken-audited smart contracts
- [Documentation](https://docs.ledgity.finance): Technical documentation and guides

## Products
Ledgity offers yield strategies combining TradFi yield sources with a DeFi liquidity buffer (5–15% on-chain):
- SARR Fund + DeFi Yield (EUR): Short-term SME revenue-based financing, overcollateralized (≥3x), with DeFi liquidity buffer (~9% target APY) — current active strategy
- Additional strategies (structured tranches, market-neutral, real estate, structured products) are on the roadmap

Target returns are indicative and not guaranteed.

## Technology
- EVM-compatible smart contracts
- Deployed on Ethereum, Base, Arbitrum, Linea, Hedera
- Non-custodial wallet infrastructure (external wallets or KYC-based Privy.io wallet)
- Cross-chain interoperability

## Token
- Symbol: LDY
- Utility: Governance, instant withdrawals, 0% withdrawal fees, risk curation
- Not required for deposits

## Social
- [X (Twitter)](https://x.com/ledgity)
- [Medium](https://medium.com/@LedgityYield)
- [Telegram](https://t.me/ledgityapp)